Privacy Policy
At All Business Finance, we are committed to protecting and respecting your privacy. This Privacy Policy explains how we collect, use, store, and protect your personal data in compliance with GDPR (General Data Protection Regulation) and other applicable laws.
Who We Are
All Business Finance Ltd, trading as All Business Finance, is a Commercial Finance Broker providing tailored financial solutions to businesses across the UK. Our registered office is located at: 1 Beauchamp Court, 10 Victors Way, Barnet, Herts, United Kingdom, EN5 5TZ
For any privacy-related enquiries, please contact us at:
What Data We Collect
We collect and process personal and business data necessary to provide financial services. This may include:
- Personal Information: Full name, email address, phone number, and company name.
- Financial Data: Business financial details required for funding applications.
- Identification Data: Proof of identity (if legally required).
- Technical Data: IP address, browser type, and website usage data (via cookies).
We only collect data that is relevant, necessary, and legally permissible.
How We Collect Your Data
We collect data through the following methods:
- Directly from you β When you fill out forms, request financial advice, or contact us.
- Automated Technologies β Through website cookies, analytics, and tracking tools.
- Third-Party Sources β From credit reference agencies or financial institutions (with consent).
Why We Collect Your Data
We collect and process personal and business data necessary to provide financial services. This may include:
- Process Loan & Finance Applications β To assess eligibility for financial services.
- Improve Customer Experience β To provide better, tailored financial solutions.
- Marketing & Communications β To share updates, offers, and insights (only with consent).
- Legal & Compliance Purposes β To comply with financial regulations and fraud prevention.
Lawful Basis for Processing Your Data
Under GDPR, we process data based on:
- Contractual Obligation β When providing financial services.
- Legitimate Interest β To improve our services and prevent fraud.
- Legal Compliance β When required by regulatory bodies (FCA, ICO).
- Consent β For marketing and promotional communications.
How We Protect Your Data
We implement strict security measures to prevent unauthorized access, disclosure, or misuse of your data, including:
- Encryption & Secure Servers β Your data is stored using industry-standard encryption methods.
- Access Control β Limited access to authorized personnel only.
- Regular Audits β To ensure compliance with GDPR & UK data protection laws.
- Consent β For marketing and promotional communications.
How Long We Keep Your Data
We retain personal data for as long as necessary to fulfill the intended purpose, including:
- Loan applications & financial records: 6 years (as required by law).
- Marketing data: Until you withdraw consent.
- General inquiries: Up to 12 months after resolution.
After this period, data is securely deleted or anonymized.
Your Data Protection Rights
You have the following rights under GDPR:
- Right to Access β Request a copy of your personal data.
- Right to Rectification β Request corrections to inaccurate data.
- Right to Erasure ("Right to be Forgotten") β Request deletion of your data (unless legally required).
- Right to Restrict Processing β Limit how we use your data.
- Right to Data Portability β Request transfer of your data to another provider.
We will respond to all data requests within 30 days. To exercise your rights, email us at info@allbusinessfinance.co.uk.
Marketing Preferences & Opt-Out
Marketing Communications: We may send you updates about financial services and industry insights only if you have given explicit consent.
You can opt out of marketing emails anytime by clicking βUnsubscribeβ in our emails or emailing info@allbusinessfinance.co.uk.
Cookies & Website Tracking
We use cookies to enhance user experience and analyze website performance. These include:
- Essential Cookies β Enable website functionality.
- Analytics Cookies β Track website traffic and user behavior.
- Marketing Cookies β Deliver relevant ads.
Managing Cookies: You can adjust cookie settings in your browser. Disabling cookies may impact website functionality.
For more details, visit our Cookie Policy page.
Third-Party Data Sharing
We do not sell personal data. However, we may share your data with:
- Lenders & Financial Institutions β To process loan applications.
- Regulatory Authorities (FCA, ICO) β For compliance and fraud prevention.
- Service Providers β For analytics, CRM, and email services.
We only share data with trusted partners under strict confidentiality agreements.
Changes to Our Privacy Policy
We may update this Privacy Policy periodically to reflect legal and business changes. The latest version will always be available on our website.
Supervisory Authority:
If you believe your data rights have been violated, you may lodge a complaint with the UK Information Commissionerβs Office (ICO):
At All Business Finance, we value your trust and are committed to handling your data responsibly. Thank you for choosing us as your financial partner!